Insurance - Europe Summer
We summarise below cover under a special holiday insurance scheme,
arranged by JLT Limited, who are authorised and regulated by the Financial
Services Authority, for Kuoni Travel Ltd. Benefits under the policy are
underwritten by Europ Assistance Holding Irish Branch of 79 Merrion Square,
Dublin 2, Ireland. A detailed copy of the cover will be forwarded to you with
your confirmation invoice. A specimen policy is also available on request
should you require further information before booking. Please note our
insurance policy is valid for UK residents only.
FREE CHILDREN'S INSURANCE (EXCLUDING SCUBA DIVING)
All children under 12 at the date of departure may be insured free subject to
them being accompanied by one adult insured under this insurance. Children
under two years of age at the date of departure are fully covered when
travelling with a Kuoni insured adult.
PREMIUM
For up to 10 days cover £45 per person.
For up to 31 days cover £70 per person.
Thereafter a further premium of £20 per person per week or part thereof
will be charged.
There is no upper age limit with our insurance policy but an age
disclosure is required from all those aged 80 years and over.
SUMMARY OF COVER
Cancellation & Curtailment: Final Invoice Cost (Excess = £100 except loss
of deposit = £10)
Medical and Repatriation Expenses: Up to £5,000,000 (Excess = £100)
Hospital Benefit: Up to £1,000 (Excess = NIL)
Personal Effects and Baggage: Up to £2,500 (Excess = £50)
Baggage Delay: Up to £150 (Excess = NIL)
Personal Money: Up to £1,000 (Excess = £50)
Travel Delay: Up to £500 or final invoice cost of holiday (Excess = NIL or
Excess = £50)
Hijack: Up to £500 (Excess = NIL)
Missed Departure: Up to £800 (Excess = NIL)
Personal Accident: Up to £25,000 (Excess = NIL)
Personal Liability: Up to £2,000,000 in aggregate (Excess = NIL)
Legal Expenses: Up to £25,000 (Excess = NIL)
24-Hour Medical Emergency Cover: Emergency assistance service Europ
Assistance Holdings Limited
Domestic Pet Cover: £20 per complete 24 hours up to a maximum of £100.
Scuba Diving
Cover applicable when diving down to 30 metres with a qualified and
approved instructor. Excess on Medical claims £100.
CLAIMS
Claims will be handled by Europ Assistance Holdings Limited and must be
made in writing within 31 days of the event.
IMPORTANT NOTICE
The insurers hereby draw your attention to some important features of
your travel insurance policy.
Insurance Policy
This contains full details of the cover provided plus the conditions and
exclusions which apply to it. You must read the insurance policy carefully.
Conditions, Exclusions and Warranties
There are conditions and exclusions which apply to individual sections and
general conditions, exclusions and warranties which apply to the whole policy.
Health
This policy contains restrictions regarding pre-existing medical
conditions which unless declared and accepted by the Insurers in
writing prior to travel may invalidate any subsequent claim. If an
insured person under the policy knows of a pre-existing medical
condition they must declare this to us. To declare a pre-existing medical
condition or a change in state of health or medication you should
contact us during office hours on: 0870 737 5840.
Property Claims: Property claims are settled on the value of the goods at the
time you lose them - not on a 'new for old' basis.
Policy Limits: Most sections of the policy have limits on the amount the
insurer will pay under that section. Some sections also include inner limits,
eg: for any one item, or for valuables in total.
Policy Excesses: Claims under most sections of the policy will be subject to
an excess.Where there is an excess, you will be responsible for paying the
first part of a claim.
Reasonable Care: You are required to take all reasonable care to protect
yourself and your property and act as though you are not insured.
Complaints: The Insurance policy includes a Complaints Procedure which
tells you what steps you can take if you wish to make a complaint.
Hazardous Holiday Activities: The policy may not cover you when you take
part in certain hazardous activities. Eg. Scuba diving below 30 metres or
without a qualified and approved instructor. If you are uncertain whether
cover is provided contact the helpline number 0870 737 5844.
Cooling Off Period: If after reading the policy you are not satisfied with it for
any reason, you must return it to Kuoni Travel within 15 days of issue in order
to receive a full refund of premium, provided that a claim does not exist and
travel has not taken place.
PLEASE ENSURE YOU READ YOUR INSURANCE POLICY CAREFULLY. KUONI
CANNOT BE HELD RESPONSIBLE FOR ANY COSTS SHOULD A CLAIM NOT
BE MET BY INSURANCE.
